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[mashshare url="https://www.skyfiveproperties.com/blog/page/121"]7 Tips for Reliable Renters Insurance Coverage
Even if you don’t own your home, it’s important to make sure your stuff is safe and protected from all kinds of serious disasters.
Whether you live in an apartment, townhome, or condo, renters insurance coverage is absolutely essential. Anything from a building fire to a break-in can cost you potentially thousands of lost dollars.
Just because your landlord owns the building you live in doesn’t mean your personal property is covered under their insurance. Read on to discover seven tips to help you find reliable coverage.
1. Find Out What’s Covered
Take a close look at potential policies and what they cover. Most renters insurance will cover the basics like your personal belongings, however, high-end jewelry or artwork may require you to pay extra on your premium.
In addition to the actual items that are covered, make sure the insurance will protect you in a variety of situations. For example, if your friend comes over and hurts themselves in your apartment, your policy might cover their medical expenses.
Another bonus to many renters insurance plans is that they’ll provide you with temporary housing in the event that your apartment gets damaged due to things like flooding or fire.
2. Determine How Much Renters Insurance Coverage You Need
Even if you don’t have an original Van Gogh painting hanging in your apartment, you still want to make sure your stuff is covered. Make a list of the things you own and write down the estimated cost to replace each one.
Add up your newly-created home inventory and this should give you a good idea of how much insurance coverage you should opt for. Many plans will allow you to combine your personal belongings with your spouse or roommates.
Talk to you an insurance agent who can walk you through the coverage limits, including liability.
3. A Floater Might Float Your Boat
If you happen to have some serious valuables in your apartment, you might need to add what’s called a floater. This addendum to your insurance policy is designed to cover high-end goods.
From your grandmother’s wedding ring to precious artwork or family heirlooms, anything of extra value will probably need additional coverage. This can also apply to items like collectibles, fur coats, and even musical instruments.
Remember that if your place catches on fire or you’re hit with a burglary, precious heirlooms and other items can never be replaced, but at least your insurance will be able to repay you for the estimated cost or value.
4. Shop Around
It probably goes without saying that you’ll need to do a little bit of rate comparison before making your decision. Most renters insurance charges a monthly premium, or you may opt to pay a years’ worth at once.
Check for new insurance companies that give you a low-cost option like lemonade renters insurance. They have a simple app, easy to understand coverage, and reasonable monthly rates.
Alternatively, if you already have car insurance, your company may be able to bundle the car and renters insurance together to give you a discounted rate. Do your homework and a little side-by-side comparison to ensure you’re getting the best coverage and the best rates possible.
5. Your Landlord Has Responsibilities, Too
While renters insurance covers your belongings, protects you from most forms of liability, and provides you with temporary housing, your landlord has their own insurance responsibility.
If the apartment building you live in catches fire, for example, their insurance will cover the structure itself. It should also cover major appliances, fixtures, and the basic pieces that make up an inhabitable apartment or condominium.
Keep in mind that if you need to move out for a while until your landlord can make the necessary repairs, you’ll need to file a claim so you will have a place to stay until you can return.
6. Natural Disasters May Not be Covered
Floods, hurricanes, and other natural disasters can happen almost anywhere and at any time. The majority of renters insurance policies do not cover lost or damaged belongings as a result of a natural disaster or things like termite damage.
A fire that starts in your building or your individual apartment or floods due to leaky plumbing are situations where your policy will cover everything. Check with your local insurance agency to find out if you can supplement your coverage to protect you in the event of a natural disaster.
If you live in a flood zone, it’s especially important to get supplemental flood coverage. The odds of losing your belongings in these areas is much higher than in places not considered to be a flood zone.
7. Read Everything Thoroughly
Take a very close look at your renter’s insurance policy and read it through line-by-line. If you find that you have questions, contact your agent who should be more than happy to clear things up.
It’s also a good idea to revisit your policy every year or two just to make sure your coverage limits are at a good level. As life goes on, we tend to accumulate more and more things, so your coverage limits might need to rise to accommodate your growing personal belongings.
As long as you do your homework and read through your policy carefully, you should have peace of mind while renting.
Once you’ve signed up for a renter’s insurance policy, you should be able to transfer the policy with you whenever you move with a simple address change request.
Choosing a Great Policy Is Simple
If you understand what you own and its value, finding excellent renters insurance coverage should be an easy process. Make sure you do your homework, shop around for rates, and find out exactly what will be covered.
You work hard for the things you own, so it’s important that you can replace them in the event of a fire, water damage, or a break-in. Talk to an insurance agent to make sure you get the coverage you will need.
For more information about home maintenance, property, or DIY home projects, be sure to check our blog.
Read More3 Classic Real Estate Investment Mistakes Newbies Make & How to Avoid Them
Photo by Stephen Leonardi on Unsplash
Are you thinking of investing in real estate? If yes, then it’s a sound decision.
Real estate is one of the easiest ways to build wealth and generate passive income. Done correctly, it can make you quite comfortable financially.
But you have to do it right or run the risk of having your money tied down for a really long time or worse, losing your investments as many people have in the past.
If you’d like to know how to protect your real estate investments and avoid the common mistakes that newbie investors often make, read on.
Investing in High Population Cities Without Adequate Market Knowledge
Real estate in densely populated cities is always in high demand.
However, for new investors with limited budgets, these properties can be quite expensive to purchase and own –even with mortgages and financing options.
Plus, there are often government regulations, zoning laws, permit issues, and many tripwires that you can easily miss because you do not know the market.
However, if you prefer these markets, by all means, go after them.
Just know that they will be tough to break into and you might need to consult with real estate experts to avoid losing a ton of money.
Not Checking Out Market Trends
What kinds of properties are people more interested in buying or renting these days? Which cities have the highest influx of new residents? If you don’t, then you need to go research what’s in demand.
It’s not enough to assume that apartment complexes in city centers, for example, are still in high demand –they’re not.
The same applies to traditional retail or strip malls with a couple of anchor malls.
For residential properties, for instance, single-family and multifamily homes in the suburbs or city outskirts are in high demand because people are working from home.
Some real estate developers know this, which is why they’re investing in these properties. And it’s been profitable for many of them.
But many of them had to pay attention to the trends before spotting these opportunities. A good example of this is Urban Trends’ latest property development.
According to Paul Ognibene, CEO of Urban Spaces, he noticed that there was a demand for properties in the suburbs and outskirts of his city.
This led to the construction of a successful multifamily condominium that had sold 90 percent of its units even before completion.
This proved that the idea of a lovely home in the suburbs was a hit for residents of the city who wanted to move out.
Underestimating the Cost Implications
In fix and flip projects, there’s something called the 70 percent rule.
This means that whatever you do, keep all property development costs and expenses at a max of 70 percent of the intended selling price.
For example, if you intend to sell a property you’re looking to acquire for $200,000, spend no more than $140,000 on the entire project, including property purchase.
If a project will cost you more than 70 percent of the selling price, just walk away until you find a good deal.
Read MoreGLASS SHOWER DOOR & BATHROOM DOORS: A Low-cost alternative to a bathroom daily wash
Glass shower doors and bathroom doors can be difficult to shop. These are deciding factors of the overall look and feel of your bathroom. So, you need to know that you’re making the right choice when investing in renovating your shower. In addition to that, you also want to get your money’s worth in pros and advantages.
Namely, the time you spend cleaning your shower enclosure and how cumbersome that could be. If you want to minimize that stress without breaking the bank, then read along. We’ve compiled all the information on low-cost alternatives to a bathroom daily wash to make it dirt-proof all the time.
Frosted Glass Bathroom door with airtight metal frame
Frosted glass bathroom doors can be an incredible feature to add to your shower room. Their sleek design and airtight metal frame will truly transform your morning or night shower routine. These shower doors come in a variety of styles and can complement any interior no matter the design scheme. So let’s take a closer look at the pros and cons of these shower doors!
- The Pros of Frosted Glass Bathroom Doors
- Privacy and functionality. If you’re worried about sharing your bathroom with others within your household, frosted glass is perfect for that. Frosted glass is ideal for people who enjoy their privacy without necessarily blocking the light out. Not only will it provide you with the privacy and intimacy you need but it’s also a highly functional option. Since it blurs objects and people into vague shapes, you never have to worry about your privacy being invaded again.
- Energy efficiency. This can be especially valuable in a shower room. When you’re taking a shower, you want to keep all the steam inside rather than leaking outside. This is particularly important when the climate is cooler outside. So maintaining an ideal indoor temperature is essential. Ultimately, using glass with an airtight metal frame is the perfect combination to preserve heat and steam.
- Low maintenance. For those who like to keep a clean home, you’d be thrilled to know how low-maintenance frosted glass can be. Glass is very easy to clean in general. However, with frosted glass, there’s no need to get flustered over your washcloth leaving streaks. No soap stains, nor streaks will show up on the surface due to the textured nature of frosted glass. All you need to keep the glass polished is a casual swipe with a microfiber cloth and a cleaning agent.
Frameless Glass Shower Door for easy maintenance and cleaning
Frameless shower doors are the latest trend, especially in modern and contemporary homes. Thanks to their smooth and polished design, these glass doors can transform any bathroom from bland to fabulous.
Installing frameless shower doors can make your bathroom appear much larger and brighter. In addition to promoting natural flow of light, they also make the space much more open and inviting. Not only that but the winning point might be just how easy to clean and maintain these doors are. In fact, many people dread that one chore on their to-do list, and that’s cleaning the shower.
Water stains and soap scum can be incredibly stubborn to remove, especially from the tracks. However, since these doors have no frame or underneath seals, there are fewer chances for mold and dirt to accumulate.
Since frameless glass bathroom doors don’t have these high-risk areas, they’re the easiest enclosures to clean. Moreover, there’s no place for water and soap to gather, which virtually translates as no build-up.
All you need to do for maintaining their sleek look is a squeegee and some vinegar or distilled water solution. You don’t even have to scrub the glass. A simple swipe will do and your glass will go back to looking crystal clear in an instant.
Strong and sturdy glass: Tempered or Acrylic
The debate on choosing between tempered glass or acrylic for your shower doors is divisive, to say the least. So, to help you make an informed decision, here are a few considerations to make.
- Style
Tempered glass shower doors give that classic look and feel to your bathroom. In addition to that, they also add to the overall appeal and value of your home interior. Tempered glass is definitely a worthy investment when it comes to preserving a neat and clean look. On the other hand, if you’re looking for more intricate patterns and textures, acrylic offers a large range of designs.
- Durability and upkeep
Tempered glass is one of the most durable and long-lasting materials. It’s highly impact-resistant and it can survive extreme temperature fluctuations -which is definitely a must-have feature in a shower. Once installed, it’s completely hassle-free regarding upkeep. Acrylic, however, is much lighter than glass and tends to get discolored over time. It also scratches easily and is prone to damage when in contact with strong acids.
- Safety
Both acrylic and tempered glass will serve the intended purpose of keeping water in. On the safety front, the most damaged acrylic sheets can be through bending or denting. They won’t shatter in the event of an impact or incident. Tempered glass can also hold its weight in this department. It’s 5 times stronger than regular glass and it’s safe to use especially in a household with children or pets. Tempered glass, on the rare occasion that it breaks, will shatter into small round pieces instead of hazardous shards.
Is it too much of a costly investment?
Glass shower doors are definitely an investment to make, especially if you opt for a frameless design. Of course, the type of glass you choose also plays a major part in the overall cost. Tempered glass, being much stronger and sturdier than its counterparts, will definitely raise the bill. With that said, you want to invest in a good shower door system that won’t break as easily. You should also consider how much time you want to spend cleaning your shower enclosure. Ultimately, always go for the safest and most durable solution, since it will pay for itself in future benefits.
Where to Buy?
When shopping for glass bathroom and shower doors, you need to be able to trust the manufacturer and the quality. This is no small investment on your part, so you need to make sure that everything is in tip-top shape. Thankfully, at Fab Glass and Mirror, we’re here to satiate all of your glass needs.
We offer quite a range of shower doors, all in different styles, designs, shapes, and sizes. Whatever materials you need for your next bathroom improvement project, you will be able to find browsing our selection. So choose your preferred glass, customize it to your liking, and build the shower of your dreams!
Read More6 Ways To Keep Your House Warm (And Save Money) This Winter
6 Ways To Keep Your House Warm (And Save Money) This Winter
We are finally in the “ber” months! It is once again a season full of hot chocolate, cozy pajamas, and joyous laughter. With that image in mind, who does not like the winter season? Well, unfortunately, the Christmas season does have a bit of a downside. Although we love the season of love, this also gives us extremely cold weather. Our teeth are chattering, and the enormous amount of blankets never seems to be enough to combat the winter season. However, do not fret because we are here to help with this problem. Enjoy the holiday festivities without the hassle of freezing to death!
Without further ado, here are the six ways you can keep your house warm (and save money) this winter:
- Insulate Everything (And We Mean Everything)
Keeping your home warm during the winter does not always have to be costly. There are budget-friendly ways that you can do this, and one of those ways is through insulation. Studies state that homes that are not insulated lose about 25-25% of their warmth through the roof. With that said, it would be helpful to have your roof and walls insulated so that the heat will stay in your home. Moreover, insulation can also be used in keeping your garages warm.
Before you think that garages are not important, let us tell you that this area of your house gets the chilliest in winter. The concrete floors and lack of ventilation contribute to keeping the atmosphere cold. And if you’re going to install heating in your garage, make sure to check out the difference between propane vs kerosene garage heaters.
Furthermore, insulating your roofs and walls also keeps your home cool during the summer season. The science behind this is that insulators are barriers to heat transfers. Heat is kept in a particular place because it is deflected by the insulator.
For those reasons stated above, installing insulators in your home is a good investment. It is not only cost-effective but also surely reliable. It is also easy to install, which is why most homeowners turn to DIY methods. However, it is still best to have a professional install it.
2. Use Your Curtains: Let The Sun In And Shut The Cold Out
The sun is still the best source of heat (and it is free). With that said, it would be helpful to keep your home warm if you open your curtains during the day. By doing so, you are letting the sun rays in your home and thus effectively warming the place.
Another way to utilize your curtains is by shutting them close once night falls. Closed curtains, most especially if it is thick, acts as another layer of insulation. Studies show that 40% of heating energy is lost through the windows (source), so it is a must to keep those shut during the nighttime to trap the heat in. In addition to that, it would also be helpful if you make sure there are no gaps or leaks in your windows so that there will be no airflow.
3. Move Your Sofa Away From The Heater
A little furniture rearrangement won’t hurt your home. Although you may be tempted to place your sofa near the radiator, it is still a must that you do not. If you do so, your sofa will block and absorb all the heat coming from the radiator and, as a result, leave your home feeling cold. Your radiator should not be blocked by anything to allow the smooth flow of hot air to all parts of your home.
4. Seal All Draughts
Similar to how you should check for cracks in your window, you should also check for any draughts in your home. For doors, you may seal them with supplies you can easily find at any hardware store. Some of what you may use are weather seal tape, silicone sealant or caulk, and storm-proof seals. If you are unsure of what to see in your home, then you may just ask for assistance from any hardware store employee. If you happen to have a chimney, then you may block it off with a damper or chimney balloon when you are not using it. By blocking these openings, you prevent the cold air from coming into your home. As an additional tip, it is best to do this before the winter season comes.
5. Put Your Fans In Reverse
If your fan has a reverse feature, then do not let it go to waste. By putting your fans in an anti-clockwise motion, it will prevent the warm air from rising and push it back down to the surface level. Because of this, warmth will be kept longer in your home. As a bonus, you will not be paying for any additional charge here compared to the warmth measures previously mentioned.
And while you’re at it, don’t forget to perform the winter home maintenance checks you can’t afford to miss.
6. Time To Rug Up
Do not make the mistake of neglecting your floors because this is the most crucial part. Most households use tiles as their floors, and that material can get exceptionally cold during the winter season. If you wake up in the middle of the night and walk barefoot, then you are in for a rude awakening. To avoid this hassle situation, it would be helpful if you covered your floors with rugs. In addition to that, the soft material of rugs provides comfort and extra warmth protection.
Key Takeaways
We all love the Christmas season; however, the cold weather can be quite a hassle. Most often than not, it is somewhat expensive to keep our homes warm by keeping multiple heaters open. On the other hand, there are remedies that you can take to keep your house warm while being cost-effective.
You can install insulators in your roof and walls, utilize your curtains, remove all the things blocking your radiator, seal all openings in your home, put your fan in reverse, and rug up your floors. Those are just simple measures, but it guarantees to allow you to enjoy the winter season without the hassle of having a cold home.
Read MoreWhy Living In A High-Rise Apartment Rocks
Living in a high-rise apartment seems like a necessity in many of the world’s biggest cities. Space is at a premium, so the only place to go is up.
But, increasingly, it’s also becoming a luxury. You only have to look at the skylines of major cities around the world to see that there is a massive demand for high-rise apartments. People want to live in them, whether they’re renting a single room or hiring out an entire double-story penthouse suite.
In this post, we take a look at why high-rise living is so appealing and why the setup is growing around the world.
Amenities Onsite
The middle-class suburban model of living goes something like this: you buy a big house with plenty of land and then you drive a car to the urban area to enjoy amenities. This mode of living sounds great for people who want to spend a lot of time going to and fro, but it’s not so good for those who want to access services immediately.
That’s where high-rise buildings come into play. Today, many are mixed-use, meaning that they combine gyms, stores, and other services into the design of the community. Hence, getting the things that you need becomes so much easier.
Great Views
Does a suburban house offer great views? Sometimes, but it’s rare. For the most part, people have to put up with street views that aren’t particularly inspiring.
However, with high-rise buildings, it’s a different story. Constructions, such as Liv @ MB, provide residents with unencumbered views of the surrounding city and nature beyond. They get a sense of location and can see that they’re not just in the middle of some endless conurbation.
Less Street Noise
Going vertical also reduces street noise considerably. Once you get around 10 floors up, street noise is around half the level that it is on the ground. And once you get to around floor 20, it is only 10 percent of the ground-level noise.
Therefore, the higher you go in high-rise buildings, the better. This is one of the reasons why developers are building ultra-tall residential accommodation around New York’s Central Park. They want to give high-flyers the opportunity to live in the city but also escape the pandemonium of heavy traffic below.
Better Locations
Developers typically construct high-rise buildings in high-value areas. That’s because they want to allow as many people to benefit from the location as possible. For instance, you’ll often find high-rise buildings close to train terminals, bus stations and harbors.
Hence, high-rise buildings and prime locations go hand-in-hand. It’s why the biggest buildings are always in the middle of cities, with smaller ones towards the edge. Going higher allows more people to take advantage of location benefits.
In summary, therefore, high-rise apartments are a great option for both investors and home buyers. They offer some unique benefits that are hard to achieve with regular, run-of-the-mill property investments. There are downsides, such as the lack of garden space, but other features can compensate for this.
Read MoreA Floridian’s Guide to Living in Myrtle Beach
Thinking about packing up and leaving Florida?
Although just over 30,000 people live in Myrtle Beach full-time, there’s a reason the city attracts 14 million visitors a year. Living in Myrtle Beach gives you access to all the things that pull so many tourists in year round.
Wondering what it’s like for a Floridian to move to Myrtle Beach? Then this guide is for you. Keep reading to learn everything you need to know about making the transition!
Reasons to Move to Myrtle Beach
First, why move to Myrtle Beach? Let’s check out some of the top reasons Floridians may choose to make this seaside city their home.
Better Prices
Myrtle Beach is far more affordable than many beachside towns in Florida. For many Floridians, the cost of living in Myrtle Beach, SC is a major draw of the city. It’s far easier to buy a home (or rent one) here than in much of Florida.
Of course, Myrtle Beach still offers everything that Florida can offer, from beautiful beaches to fine dining. But with the lower cost of living, you’ll have more money to spend enjoying your time instead of paying for necessities.
Less Crowded
Tired of the crowds moving to popular parts of Florida? Then you might also find Myrtle Beach a perfect fit.
Although large swathes of tourists make their way through the city each year, the low numbers of full-time residents help even things out.
Slower Pace of Life
Myrtle Beach offers a nice balance between things to do and a slower-paced life.
If you’re tired of battling traffic or watching neighborhoods boom with construction, you might like to slow things down a little. You won’t sacrifice having activities to enjoy, but you might feel the stresses of day-to-day life start to disappear.
Incredible Beaches
Think you know beaches? Myrtle Beach might still surprise you.
Myrtle Beach forms a key part of a 60-mile stretch of South Carolina beaches known as the Grand Stand. Even if you travel outside of the city, you’ll still find plenty of beach access (including some with less tourist activity).
Lots of Golfing
Golf enthusiasts will be glad to know they have plenty of options while living in Myrtle Beach. In fact, some tourists head there specifically for golfing opportunities. As a resident, you’ll get to enjoy those clubs and courses all year round.
New Job Opportunities
Thanks to the healthy annual tourism, Myrtle Beach has a thriving economy that offers plenty of jobs. If you work in hospitality or tourism, you’ll find it especially easy to find a job you love.
The city’s also very welcoming to businesses. It offers plenty of incentives to start a business, plus low-income taxes, making it the ideal environment for anyone who’s ever wanted to start a small business of their own.
Year-Round Activities
The presence of so many tourists also benefits full-time residents. Restaurants, shops, outdoor activities, and more abound, so people can take advantage of them on their vacation time. For a Floridian moving to Myrtle Beach, it can feel like being on vacation all year round.
What to Know Before You Go
Of course, every new town as both its positives and negatives. Make sure you’re aware of these things before you check it out!
You’ll Need a Car
If you love taking public transit everywhere, living in Myrtle Beach probably isn’t right for you.
The city doesn’t have a thorough public transit system, and it’s also not yet very bike-friendly. There is a public bus, as well as taxis available. However, many people find it difficult to get around without a car of their own.
There’s also lots of traffic during the summer months when tourists flock to the city. Although the traffic isn’t as bad as lots of major metropolitan areas, you should still prepare yourself for some traffic jams.
There’s Heavy Tourist Traffic
If you don’t like crowds, you won’t love hanging out in Myrtle Beach during the summer months. You’ll find that your favorite restaurants are packed and the tourists usually take the best beach spots.
For many Floridians, the presence of tourists during part of the year is nothing new. Still, Myrtle Beach has an even higher tourist population than much of Florida.
The Culture Has Limitations
Myrtle Beach offers plenty to do. However, if you’re looking for lots of cultural enclaves or unique atmospheres, this city won’t deliver what you want.
For example, you’ll find plenty of restaurants, but many of them are chains. Although Myrtle Beach offers quality activities, the city does lack the variety of arts and culture that other cities often have.
Things to Do While Living in Myrtle Beach
After moving, how will you occupy your time? The following is a more detailed description of things to do in Myrtle Beach SC.
Lucky for you there is lots do in this haven for outdoor adventure.
Enjoy the use of services like https://www.limofind.com/fl/palm-bay-party-bus-rental so that you can easily travel around the city.
You might try visiting some of the city’s famed historical attractions. Check out the classic Peaches Corner restaurant, or visit Brookgreen Gardens for acres of natural beauty punctuated by statues.
If you love outdoor activities, try one of Myrtle Beaches state parks: Huntington Beach State Park or Myrtle Beach State Park. In addition to lounging on the beach, you can bike or hike through these parks to see even more.
Is shopping more your style? Head to the Market Common for a unique shopping experience where you can buy gifts, clothes, and much more.
And don’t forget the nightlife and live music as the night wears on. The historic Bowery offers live music with a southern twist, while the Garden City Pier has everything from karaoke to activities for kids.
When you’re ready to recover after a night out, don’t miss the local favorite breakfast spots, like Johnny D’s or Tupelo Honey Cafe.
Will You Try Living in Myrtle Beach?
For many Floridians, living in Myrtle Beach offers the perfect transition. You get to keep the things you love most about Florida (warm weather and beaches), while also getting away from the sprawl and high prices.
Ready to make your move? Make sure you get the best place to live by reading this guide to buying your next home!
Read MoreMake Working at Home Great Again: How to Achieve Both Comfort and Productivity
Homes are no longer just for resting and spending time in the company of people you love. People from many countries around the world are shifting to remote working and education, which necessitates that their houses are suitable for doing such things.
Unfortunately, it does have a few downsides. For instance, if you end up unable to keep your house clean, it might have a significant impact on your energy levels and productivity. If your house has a tendency to get messy, do not despair and look for home office ideas that will help you address the problem!
In this article, you will find a few tips for turning your house into a place of both productivity and comfort, ranging from zoning and choosing the right furniture to buying plants and choosing the right lighting. Read on, find a few ideas that you like, and make your house feel much better than any office!
Divide Your House Into Different Zones
When it comes to working from home, one of the most important things that you will need to do is separate the area of your house where you work and study from the areas of your house that you use for resting. That way, you will get to live in a house where you will be able to both quickly recharge your batteries and stay focused on your computer screen and textbooks for hours on end.
One great way to do that is to divide your whole house into different zones. For instance, you can dedicate one room to sleeping, one room to working, one room to reading, and one to exercise.
If you live in a studio apartment, you can divide it into a few different zones thanks to room dividers. There are many different room dividers out there, meaning that you should be able to find one that matches the interior of your flat in no time!
Buy the Right Furniture
If you want to work and study remotely, you should pay special attention to your desk and your chair, as well as your computer. They are the things that you use on a daily basis, meaning that they are crucial elements of your living space. Because of that, you should invest in a comfortable chair that can be adjusted to your height, as well as a spacious desk and a high-quality computer.
Use Plants to Increase Your Productivity
There are many things that you can use in order to increase your productivity, such as placing your desk close to a large window. Other than that, you can purchase a few plants and place these plants around your house. It will make your house more pleasing to the eye, as well as get you the oxygen you need to function properly.
In case you do not have a green thumb, go for low-maintenance plants, such as parlor palms, philodendrons, snake plants, majesty palms, and bird’s nest ferns.
Use Pleasant Scents
In addition to decorating your house, you can use pleasant scents to make each room feel a bit cozier. In fact, different scents can affect your mental performance in many different ways. For example, lemon and rosemary can help improve concentration, lavender can lower your stress levels, and eucalyptus can make you feel more energized.
In order to spread such scents throughout your house, you should buy a diffuser. Other than that, you can put a scented candle in your office. Use candles only if the smell is not too strong and does not distract you from your work, though!
Choose the Right Lighting
Did you know that proper lighting can increase your productivity and reduce your risk of depression? Because of that, you should let plenty of natural light into your house and buy a proper lamp.
Use Colors
Humans are visual beings, meaning that our surroundings and what they look like have a huge impact on our moods and mental performance. In fact, many people believe that specific colors can change your mood.
For instance, green can make you feel calmer, while orange can make you feel much more energetic. You should take advantage of that by painting the walls of the room in which you work in a color that will make you more productive.
In Conclusion
To sum up, making your house more comfortable, as well as suitable for remote work and distance learning is not an easy task, but it is not impossible! You just need to divide your house into different zones, choose the right lighting, and buy the right furniture, among other things.
In case you have no idea where to start, hiring an interior designer is always a viable option! They should be able to help you turn your house into a place of both comfort and productivity in no time!
Read MorePreparing Your Home For The Winter That Is Coming
The winter is coming, and you need to make sure your home is ready! Preparation can be a difficult task, especially when you don’t know what the weather will do. However, many things can be done to prepare for the cold months ahead. This blog post will go over how you can prepare your home for the winter that is coming so you can enjoy all of your favorite activities without worry!
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Inspect your fireplace and chimney
Before the winter hits, you should inspect your fireplace and chimney to make sure it is clean. The last thing that you want during the cold season is a fire hazard in your home because of an uncleaned fireplace or chimney. Also, make sure there are no spiders or nests inside since many people have been burned from this happening before.
Insulate your windows
When you insulate your windows, it helps to save money on heating the home. The more heat that stays in and around each window, the less air conditioning is needed inside of your house. This saves energy and ultimately leaves you with a smaller bill! By insulating windows, before winter arrives will help warm up your room faster, allowing you to turn off other sources such as electricity or gas that would typically be used for warming up the area at a high cost. The best thing you can do is to install weatherstripping around the windows and doors, this helps air escape much less!
Double-check your roof
The most important thing about preparing your home for the winter that is coming is making sure you have a roof over your head. Selecting the Right Roof Materials: Pros and Cons of Metal, Tile, and Shingle Roofs is essential to stay safe this winter. If the roof is not new, make sure there are no leaks or cracks that could damage your home during a heavy snowfall.
Prepare your plumbing before winter.
Preparing your plumbing before winter prevents pipes from freezing. Ice can build up in the water supply lines and freeze, causing a pipe to burst. When you prepare for winter, this will prevent any damage that could be caused by frozen pipes. It is also important to drain any excess water out of hoses, sprinklers, and even swimming pool supply lines, so they are not damaged by freezing.
Cover the floors with some carpets
Carpets will help you this winter by keeping your feet warm and dry. If the snow is anything like it has been in past years, then there’s a good chance that some places around your home might get drenched as well as covered with ice. Also, carpets provide insulation and comfort to anyone who steps out onto them – especially if they’re nice and cozy underfoot!
In conclusion, you should always be prepared for the winter that is coming. You need to make sure your home is ready, and you also need to know how to handle snow properly when it falls outside of your door.
Read MoreWe Buy Houses Cash – The New Way in Housing Market in San Diego
The housing market is becoming quite a popular thing nowadays. Big money is flowing around. To be able to own a residence can show a sign of being on the wealthier side.
Many Americans struggle to find a home that they can afford. The price of a house is something that you need to think about if you can actually afford it, but the taxes afterward for the same house can break your bank.
Stability
You need to be financially stable to even consider owning a property. Anything from taxes to paying the mortgage can be sometimes overwhelming for one person or a family.
This is why there has been an uproar of investment companies who like to buy everything that is in their sight. They have the money for it and the time to go and look for the best opportunities to come their way.
If we compare them to real estate, we can clearly see that these investment companies like to do things faster. If there is any need for someone to buy or sell a house, most of the time, when you have a real estate agent, you would have to wait for a long time before you accomplish what you want.
However, an investment company likes to come and finish the job as quickly as possible. The process of buying or selling a property takes so little time that there would be almost no hassle. If you ever want to find out which company might seem the best choice for you, we can advise you to check https://www.chrisbuyshomessandiego.com/ – website out and see it for yourself.
These investment companies know what they are doing. Real estate has been known for a long time. Still, we can all agree that sometimes it can be a bit unpleasant when you have to wait for someone to even seem interested in a property they are selling.
Exploring Your Options
Of course, when it comes to real estate, we can say that they own a massive number of properties out there. But, in the last few years, we have noticed a significant rise in the investments that these investment companies have made.
They also have a large cash flow that allows them to buy whatever they come across. They buy anything from tiny houses to big neighborhoods. They have become a solid competition to the real estate agencies.
Not only do these companies know what they are looking for, but they do not just buy whatever they see. They calculate what might bring them the most money back to the company.
When you look at a property, and that same property might look like a complete ruin, that same ruin is the one place that will get you to earn more money. If you buy a luxury place, you will not get the same cash flow. These companies know the strategy, and it seems like it is working for them. Check this page out if you want to know more about this.
Investing
Often, when going to a real estate agency, you can actually find yourself in a sticky situation when you realize what goes into buying a property through them. Especially in the last ten years or so, the prices for any type of property have significantly skyrocketed. This makes the average person with a regular salary doubt themselves about whether they can afford to buy something big in their life.
What an investment company does is buy a property for a certain amount of money. When it comes to selling that property, it takes significantly less time to go through the process of getting the payment and selling the property.
If you are one of those people who like to invest or just simply like to buy the dream house, then maybe you should consider going to an investment company instead of a real estate agency. If you do not want much hassle, then these companies are the right choice for you.
Buying a property should be a fun time and not something to cause you to feel stressed. We all want to invest in something; we just need to know who to go to and how to do it.
Read MoreEfficiency Renovations That Can Give Your Home The Green Appeal
Perhaps you want to make your own home a little more energy efficient. Or perhaps you’ve realized that energy efficiency and green technologies are amongst some of the most in-demand factors for home purchases at the moment. A lot of people are becoming more cognizant about their carbon footprint and how much waste they’re producing. Here are some of the green home renovations that can help you make more eco-friendly homes that are more likely to sell to certain crowds.
Why go green?
Is it worth going green with your home? Whether the answer is a “yes” or otherwise depends on your priorities. However, there are definite advantages. They do, in general, increase the home value, allowing you to command higher prices than similar but less-efficient homes. People are willing to pay not only for the reduction in energy costs that come with green homes but also for the image of being a more eco-friendly and conscious individual. Green technologies and more efficient fuel systems also typically replace older systems, meaning that people have more effective tech in the home that isn’t likely to break down any time soon. You need to do your own calculations to find out which investments will pay for themselves, but in general, green is the way to go.
Sealing the home up
First of all, you should look at the property that you have and any issues that might be diminishing its energy efficiency as is. In many homes that have previous owners, this means looking at breaches in the boundary of the home. This might mean replacing older doors and windows that have air gaps that will otherwise require routine re-sealing or adding insulation to the home. It’s wise to check the roof and whether your need a roofing company to fill gaps where tiles are broken or damaged, or even replace the entire roof if it has aged past its usefulness.
Watch those windows
When it comes to improving the energy efficiency of windows, it’s not just about sealing them up or replacing those that are no longer as energy-efficient as they used to be. In terms of energy savings alone, it’s worth opting for double or even triple-glazed windows, as you can see here. It’s estimated that up to a tenth of the home’s heating can be lost directly through the windows. Aside from double and triple-glazed windows, you might also want to look at options like low-emissivity glass that actually reflects the heat right back into the room. If you have to replace older windows, then it just makes sense to go with a more eco-friendly option rather than getting the cheaper kind.
Relying on renewable energies
There are a few different renewable energy options that you can install onto your home, but the most accessible and often the most affordable, at the moment, is that of the solar panels. There are some homes that can get 100% of their energy needs met by solar panels. However, areas that don’t see quite as much sun or light throughout the year might not benefit as much. They can still help make savings in terms of energy bills, but you want to calculate how much energy you can get from panels to make sure that they are worth the investment before you go signing up for any installations.
Better heating systems
It is true that solar and other green technologies like those from Dcbel can, in some cases, wholly replace our need to rely on fossil fuels. However, where that isn’t the case, you can still go for more cost-effective, cleaner, and safer ways of fueling the home. You can click here to learn more about using propane to fuel the home,.as well. These alternative fuel systems also have the benefit of allowing homes to better operate off the grid so that people aren’t as reliant on local utility systems. So long as they take care of the fuel system and keep it supplied, it can help them save money and also be more efficient and measured in how much energy they use.
Mind your VOCs
Whether you’re repainting the home, finishing outdoor wooden pieces like patios and porch furniture, or even replacing the flooring in the home, there is one risk you should be considered above the rest. Paints, varnishes, sealants, and even some materials like artificial floorboards and carpets may contain what are called volatile organic compounds, or VOCs for short. When certain materials or products “off-gas”, they are releasing these harmful gasses that are known to reduce air quality and even raise the risk of developing cancers. What’s more, when they combine with other gases, including many found inside homes, they can become harmful pollutants that go out to worsen air quality on a wider scale. There are VOC-free options for all of the products mentioned above and they’re becoming more prevalent as this concern becomes more widely known.
Making a home more passively green
There are a lot of little changes that might not make a huge difference as to how the home uses energy or what kind of waste it gives off but will make smaller contributions towards its energy bills. For instance, the actual orientation of the home, such as ensuring that shared living areas face south so that they get more sun and heat during the day, especially during winter, is a good idea. Skylights are good for adding natural light for longer throughout the day so that you don’t need to spend as much time turning the lights on. If you want to reduce cooling costs during the summer, then having a garden full of deciduous trees can provide plenty of shade, too.
The better you can implement green renovations, the more likely you are to appeal to buyers, especially younger buyers in the higher end of the market. Of course, there’s also the added benefit of knowing you’re dealing in homes that are better for the environment. Just make sure you do it in ways that are cost-effective in terms of your investment, too.
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